Why is a will important

The NSW Trustee and Guardian estimates that at least 45% of individuals have not yet made a valid will, and it has been claimed that 60% of Australians die without a will. What is a will and why is it important? A will is a legal document that clearly states how you want your assets […]

But my Credit Rating!!?!

In dealing with your financial position there is often a concern over your existing credit rating and what the impact of a restructure will be. We recently assisted a business owner that had a judgement as well as four default listings for the business and was on the precipice of bankruptcy, the concern was being […]

Case study: Cost of acquiring a client

The business was an online jewellery retailer, with a strong business brand and a high margin business but it was struggling to make money. As we pulled through the financial statements, it became clear that the cost of acquisition for a customer (marketing, promotion, referral commissions, brand ambassador and marketing production) was substantially greater than […]

Case Study: Promotions Going Awry

The business was a small mechanics shop  in a major capital city. They decided to join a daily deal promotion which offered a generic service for 50% of the normal service price. What was the objective? The owner believed that the cut price service would attract new customers, the revenue from the deal would just […]

Loving your numbers

We recently assisted a business restructure and as a team learned a valuable lesson on what will make a business survive. The comment of the manager of the business is that “numbers don’t matter.” Our bookkeeper had the same look of shock as we did. The manager told us all that mattered was the income. […]

Quick turnaround or a structural change?

Looking at a business and what the prospects are like can be a tough analysis for a business owner. Looking at the overall picture may highlight some quick opportunities and improvements for your business, but equally are the changes long-term and should these be installed as a permanent improvement for the business. We recently assisted […]

Welcome to C&D Restructure

The team at C&D would like to welcome you to our website. Whilst the name is new the business remains the same. Lead by Craig Dangar, we continue to offer comprehensive support for our professional partners.