Experience counts, unless it doesn’t

The development of your business calls into your own experience together with those around you. The more experienced the advisor, the better, right? We recently assisted a family group where the professional advisory team had been in place for over 40 years, they had grown up together as a business colleagues and things started to […]

Outsider in your business

You’ve been in business for years and people identify it with you, but are you an outsider in your business. We assisted a friend who had been stepping away from his business for a number of years, focusing on other businesses and putting a large amount of control in his operations manager. Being an outsider […]

Case study: Cost of acquiring a client

The business was an online jewellery retailer, with a strong business brand and a high margin business but it was struggling to make money. As we pulled through the financial statements, it became clear that the cost of acquisition for a customer (marketing, promotion, referral commissions, brand ambassador and marketing production) was substantially greater than […]

Finding the next big thing

A confession from the past, my mother went on holidays in 1996 and I was assisting her in the shop, in came a salesman with the newest stock, I was convinced that it would be the best seller ever and ordered 100 of these rings. Today she still has 99 in stock and keeps them […]

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Each week we cover a range of issues that we are seeing in the industry as well as our videos on key topics. Join our mailing list here for more information about what is going on and how the team from C&D can assist you.

Who does the broker work for?

We recently came across a strange situation where we questioned who the broker actually works for when things go awry. The scenario was that our client had borrowed money from a third tier lender, and their business was placed in liquidation, at the same time, the broker proposed a lending package that would cover the […]

Signs of decline in the motel industry – food and bar offering

Over the following few weeks we will be running through what we see as a terminal decline in the motel industry and more specifically in rural areas. As a starting point we are looking at the food and beverage aspect of the motels and the lack of profitability that these aspects of the business. Historically, […]

Case Study:Working for the bank

Our client owned a number of accommodation properties in Central and Western Queensland, in the proceeding 4 years the turnover on the properties had fallen by 90%, the properties had fallen into disrepair and the future was clearly non-existent. During this period the loan repayments were being made sporadically and the borrower was finding it […]

Facing the waves?

As a small business operator, reaching the end of the working week it is often a wall of water that you are facing as to what the future brings. Sometimes you are the boat in the bar waiting for a break through the waves. Realistically, for some businesses, the waves are going to be too […]