Business Credits Defaults in Australia Increase By 9 Percent

It has been revealed by CreditorWatch that some of Australia’s economic recovery has slightly lost a bit of its momentum, as it has recorded a 9 percent increase in credit defaults across businesses. Recently released figures show that despite the fact that although credit defaults were 43 per cent lower for the three months to […]

How Buy Now Pay Later is Affecting is Affecting Businesses and Consumers

While many people are still unaware of the buy-now-pay-later industry or how it works, the prevalence in the economy is going from strength to strength. The premise of these buy-now-pay-later arrangements allows consumers to obtain goods/services immediately and pay for them over time. Predominantly the industry makes its money from two sources: merchant fees, and […]

Non-bank finance

Getting access to adequate financing is often the biggest hurdle for entrepreneurs and existing business. A lack of finance constrains your operations and raises the risk of insolvency and other financial issues. As an entrepreneur or business owner seeking new financing, it’s time to expand your horizons and discover other exciting alternatives for financing your […]

So I’m bankrupt!

Practical action steps for bouncing back Taking practical action steps is as vital as having a positive mindset. Plan for the future with a realistic budget and start rebuilding your credit history by paying your bills on time. Realise you can bounce back after bankruptcy. Whether you’re dealing with personal bankruptcy or a company insolvency, […]

2018 in review

As we come to the end of the year, its been an interesting twelve months as we are seeing thing tightening up in terms of availability of finance, trading positions and the wider economic outlook. Hospitality Industry We have focused on this as an area of concern and are seeing more pressure as the banks have […]

ATO on your credit rating

Per the 2016/17 MYEFO, effective from 1 July 2017, the ATO will be given the power to disclose tax debt information to credit reporting bureaus where taxpayers have not previously engaged with the ATO in relation to the payment of their debts. Initially, the new measures will only be used in relation to business related […]

Launch of our video platform

We have recently been working through a range of education and information videos to support our partners or to give you some understanding of the issues that arise in the management of taxation or restructure issues. Understanding that some of the issues that arise are complicated and need further explanation, each video tries to cover […]

Can I repair my credit?

There are a number of business offering credit repair services some appear to be functional, but others don’t necessary cut the mustard. The service that they offer is generally to dispute a listing on the grounds of breach of reporting rules, invalidity of debt or any other grounds they can find. Can you do it […]

Thinking of credit repair?

You have been rejected for a loan and the grounds given were that you have a poor credit rating. What does this mean? As there is a mechanism to report missing payments or judgments against you on a centralized database, anyone giving you finance can check the database and see what your history is like. […]

Welcome to C&D Restructure

The team at C&D would like to welcome you to our website. Whilst the name is new the business remains the same. Lead by Craig Dangar, we continue to offer comprehensive support for our professional partners.